Mike Ratliff

Excellence isn’t a goal, it’s my standard.
As a Mortgage Advisor with NEXA Lending, the nation’s #1 mortgage broker, I combine the discipline and focus I’ve honed as a Team USA Inline Speed Skating Coach with a deep passion for helping people reach their financial goals.

With access to over 250 lenders, I craft mortgage strategies built around you, your goals, your timeline, your lifestyle. Whether you’re purchasing your first home, refinancing for a better rate, or expanding your investment portfolio, I’ll help you navigate every step with clarity and purpose.

I don’t believe in one-size-fits-all. i believe in delivering elite-level results through personalized options, competitive rates, and strategies that move you toward long term financial success.

How This Benefits You:

✔ More Choices: With an extensive lender network, I can find the perfect loan for your situation.
✔ Better Rates & Terms: I compare multiple lenders to secure the most competitive options.
✔ Faster Approvals: With direct access to a variety of loan programs, we streamline the process for a smooth experience.
✔ Personalized Service: Every borrower has unique needs, and I take the time to find the right mortgage solution for you.

Outside of Work:

When I’m not helping clients build wealth through real estate, you’ll find me at the skating rink coaching the High Point Speed Skating Club, where I’ve trained multiple national champions.
I’ve also had the honor of coaching Team USA Inline Speed Skating in 2022, 2023, and 2024…an experience that fuels my dedication, discipline, and drive to bring out the best in others, both on and off the track.

I also enjoy working out and staying active, it keeps me sharp, focused, and ready to perform at my best for every client I serve.