Mike Ratliff
Mortgage Advisor
NMLS 1711036 | NEXA Lending
743-900-3011
mratliff@NEXAlending.com
Custom Mortgage Solutions
Tailored to You
As a top Mortgage Advisor with NEXA Lending, the nation's #1 broker with access to over 250 lenders, I specialize in finding custom mortgage solutions tailored to each client's unique financial situation. My goal is to provide a seamless, stress-free experience, ensuring you secure the best possible financing.
With over two decades of experience in sales, sales management, and customer service, I bring strategic problem-solving, attention to detail, and client-focused service. Whether you're a first-time homebuyer, seasoned investor, or looking to refinance, I'm committed to helping you succeed.
Finding the Right Loan for You
We make financing simple, flexible, and tailored to your needs. Whether you're buying, investing, or refinancing, we have the right financing solution for you.
First-Time Buyers
Low down payment options with flexible requirements to help you purchase your first home.
Property Investors
Qualify based on rental income instead of personal income to expand your portfolio.
Refinancing
Access your home's equity or secure better rates with our refinancing solutions.
Right Sizing
Financing solutions for clients looking to transition to smaller, more manageable homes with flexible terms and competitive rates for downsizing needs.
Ground Up Construction
Financing for building new properties from the ground up with flexible draw schedules and competitive terms.
HELOC
A flexible credit line that allows you to borrow against your home's equity as needed, with competitive rates and flexible repayment options.
Why Choose Mike Ratliff?
250+
Lender Access
Nation's top broker with unmatched lending options
20+
Years Experience
Over two decades in sales, marketing, and customer service
100%
Client Focused
Committed to seamless, stress-free experiences